When we decided to get married we were asked to take a compatibility test as part of our marriage preparation with the Catholic Church. We had very high scores across the board especially in areas of finances and spirituality. The priest told us that this was an indictor of a good match and a strong marriage. He said that the couples that scored poorly in these areas often had difficulties down the road. We both had the same thought when it came to credit card companies. We wanted to have a card for convenience but we did not want to build up any debt with any of the credit card companies. We had both been raised with the lessons that if you want something you wait until you have the money to buy it. We both received many offers from the different credit card companies because we had such a good history of paying bills on time. We decided that we would shop around for the credit card companies that would give us the most rewards. We were not concerned about having a low interest rate because we were in full agreement that anything that was put on a card would be paid off before finance charges would accrue. This is something that we have done a great job of sticking to during the twenty five years that we have been married.
Through the years we have had different cards. We now have a major credit card sponsored by a sporting goods company that my husband buys from on a regular basis. We get point’s that covert into dollars towards the purchase of things in this store. When he is looking to buy something in particular we will place a number of our monthly expenses on this card and then pay it off so that he gets the points towards his purchases. This is a great program that most of the big credit card companies have. It is a way of getting free merchandise off of things that you need to purchase. It is also simpler to pay one large bill at the end of each month.
|
